REFUND ADVANCE

REFUND ADVANCE

Up to $7,000 could be yours within minutes!

Filing with KTS Financial means an earlier payday for YOU. Need access to your refund ASAP? Apply for a Credit Free Tax Advance to receive up to $7,000 within minutes.

A Credit Free Tax Advance (“Refund Advance”) is a no-interest loan that is repaid with your tax refund. If approved, your funds will be deposited into your account same-day.

Available until Feb. 28, 2025.

  • NO IMPACT TO YOUR CREDIT SCORE. Rest easy! Your credit score won’t change when you apply. We make it simple.

  • NO LOAN FEES AND 0% INTEREST. Enjoy zero finance charges and loan fees with a Refund Advance loan. That’s 0% APR.

  • HIGH APPROVAL RATES. Don’t stress — we’ve got high approval rates. And, you could get approved within minutes of filing.

  • FAST FUNDING. Get your taxes filed and your Refund Advance loan in your account— same-day.

FREQUENTLY ASKED QUESTIONS

  • You first must meet certain eligibility requirements such as e-filing a tax return at Kirkland Tax Solution, expecting a sufficient refund by the IRS and providing appropriate identification.

    Our tax specialists will submit an application to the lender. The lender will evaluate your application based on standard underwriting criteria and will make the decision to approve or deny your application.

    Note: All advances are subject to bank approval. KTS are unable to appeal decisions as they are final.

  • If your application is approved, in most cases the funds will be available the same day you apply for the Refund Advance loan.

  • The Refund Advance loan is available beginning Jan. 2, 2024 through Feb. 28, 2024.

  • Between January 2nd - January 5th.

  • No. The lender may review your credit report as part of your application, but the review will not impact your credit score.

  • The Refund Advance loan is a 0% APR loan. There are no finance charges and no loan fees charged for the Refund Advance loan.

  • Our tax specialist will apply when we file your taxes.